how to get occupancy certificate

Is it only Sale Agreement, am I right? I would like to know, You may ask for a copy of Building plan approval that he might have got from Panchayat office. The builder was BDA (Bangalore Development Authority) so I don’t suppose they would have a municipal sanction, would they? Building is since 2005 and it is resale property. is it true? Dear Mr Patel, – When there are blocks or phases of large projects to be developed with varying completion dates, the concerned authority can grant a partial occupancy certificate for the completed phases/blocks. I have purchased a property from Mantri Developers and have done the registration in June 2015, they had promised possession by Jan 2015 and in March 2016 have given the flat for interiors, however in the meantime I have told my current house owner that I will vacate my house by April 16 end since the possession for interiors is given and hence they have found an alternate tenant who will want the house that I live in by May 1st 2016 and have issued a notice to vacte by April 30th 2016. Now the builder is claiming that i have installment pending to be paid as per the Agreement amount . How do I get these documents. Most of people got loan from Sbi and lichfl, for this building. The owner has provide provided me the chain title document evidence for loan application, as i would be the 3rd Bowner. my queries Where (and how!) Can you please advice, if I can take possession should wait till we get OC? Please advise. The purchase started from June 2014.I went for it because of two reasons. Please suggest. Dear Swati, I have started living from Feb’2015, What to do sir, should i contact commercial tax department in Haryana at which level. My building does not have an OC but my broker says we have Bagota. After the completion of entire project, Partial OCs are replaced by final OC (Consolidated document). The payments are dependent on the terms & conditions that both of you have agreed upon (in sale agreement). I am planning to buy a 3BHK in Bangalore. I have concern related to flat, the property became disputed now as land owner filed a case against builder stating that land owner didnt sell the land to builder, but builder is saying that he has got the registry and all. – When should my registration be done, should I wait till they get OC ? We need to do our own compliance check before buying or signing the sale deed. 3 – Has the society been formed? Exellent article. Thanks Dear Nilesh ..Kindly visit your local civic body office and try to find out if you (flat owners) could get CC by yourselves. Now the builder is taking a position that the Phase has been completed as the completion/ occupancy certificates of the towers were already obtained and the Phase should not come under the purview of West Bengal HIRA Act, 2017 ( eqivalent to RERA Act ). shall i go for it as per your opinion ? Also my Flat owner does not have 8 A Document on his name. Dear Mudassar, Though my flat is ready but amenities like swimming pool, lift, fire safety, water connection etc are not in place. If its like an independent house, OC may not be required. sale deed has also been done of mine in 2013. Dear Ravi..May I know why do you want to buy a property which it does not have OC? Builder has got CC (commencement) until 12 floor, but he plans to build 16 more floors. Occupancy certificate is issued by local municipal authorities or building proposal department that provides no objection to occupy the building under reference for its specified use. I am applying for a loan from a financial institution and they have asked for this. Please guide. My query is related to income tax return. Definetly ask for OC (along with other Flat owners). What all document should I have to resale the flat, please advise. Registration/down Payment [20%] – 16-Nov-2015 Under RTI , I got information from electricity department, they said that due to absence of proper main road we can’t provide electricity connection. Check list when person is going to buy BDA approved under construction & Ready to move . In this case, I have wait for the Input tax credit(ITC) from the builder credited back to buyers, which may be a question mark. First OWNER signed the BBA (Builder Buyer Agreement) in 2009, Possession offered in Jun’2014 to First Owner. (Mr.A). People are living in all of these buildings. avi.adlraj@gmail.com The letter must include the project number, the address, the name of the designated agents, and the name and signature of the … 1 – What is Khaya? PLC, FPLC etc. It has a proper A-Khata. Based on the joint-venture agreement between land owner & builder, the no of flats are divdided among them. Question – 1. do we need the OC since it’s almost an independence building 2. Now in 2017 builder is offering the possession. A Certificate of Occupancy indicates compliance with zoning, in particular that the proposed occupancy is a permitted use. Once the issues are corrected, you can call for re-inspection. Thanks. I (Mr.C) have purchased a under construction Flat on Sep-2014 in 22.3L from builder (Mr.A) by Sale Deed of 7L & Construction Agreement done with Mr.A of 15.3L ( I had taken Home Loan from SBI (20L)), In Sale Deed, Builder’s partner (Mr.B) who is owner of plot with under construction flat taken as a seller of under construction property; in addition builder (Mr.A)’s name was included as a Will that affect occupation certificate ? Occupancy certificate is a very crucial document specially in case of an apartment in Bangalore. But builder doesn’t have Completion Certificate also. If these documents are not available with the seller or builder then there is every possibility that the building may not be constructed as per the approved plan or local building standards. Thanks in advance. In the other apartments nearby they are charging around 9%. Dear Vinay, I am having a Question. Could you please let me know how A-Khata or B-Khata document is related to OC/CC documents? How can I file for tax returns and what documents would I need from the builder for my part of the compelted triplex.,when I rent it and file for my income tax for this ? Dear Parwani, I should have mentioned it as Property Tax Receipt. Should I go ahead with the deal? He says event builder has not yet provided CC. I have one query. Kindly read : Builder has given the OC acknowledgement. Agents tell that societyhas applied for OC and they will get in few days. Dear Gayathri, I know many people whose conditions are similar. Excellent post, very informative. Around 70% of the project which I have seen in bangalore does not have OC. Kindly note that VAT is not applicable on completed projects. 10,000/15,000 advocate fee.). It’s been 1 year now. He also saying that in case if the construction is not completed he will give the certificate which I can submit in my office. i have booked 2bhk flat in 2014 and paid around 17 lacs towards the flat. If in a township plan , every triplex has a seperate owner and said triplex building is complete,but the entire project is not complete. All the best! Dear Kamlesh..What price did you pay for? Yes, each Flat can have separate OC. I have signed the Builder Buyer Agreement on 29th Jun 2016. Dear Jagdish, 1 – Yes, RWA can apply for OC but CC, I think its better if your builder get it for you. Dear deepkumar ..No it is not considered as equivalent to OC. I have a query here, I took loan for a property(Independent house) under construction, I am paying pre EMI for the same from the past 1 year. A. K. Parwani There has water, electric connection and its in apartment with 150 flats are there. Check out the Building Commencement Certificate. How is that possible? Should we pay the tax? Dear rutuja..I am unable to understand your query. I’m in confusion state please guide me. (separate property tax). * Checklist of Important Property Documents in India | Legal Checklist for Property Purchase Dear Satish, Related article : Understanding Tax Implications of Income from House / Property. The applicant may need following documents for submitting the application. I paid the full amount as per builder’s demand notices. i have been staying in new flat for a year now but the builder did not give the occupancy certificate can i send him a notice from advocate. I am planning to buy an apartment in Bangalore which is BBMP approved property. He said this is not required in this area and they have sold lots of projects like this. There are plenty of cases where flat owners had to play hefty penalties to regularize their properties. Kindly search for EC on the entire property and try to find out on whose name the land is? If yes, will completion certificate be for the whole project or individual villa? Dear Prasanna, this is NA sanctioned plan .building completed 2015 but still completion certificate not given by builder and builder said due to this gaon (Narhe) is come under pmc so completion certificate not getting .Another problem is water pipline not increased and builder done society formation and handover to flat owner. Sorry, my bad. Developer has issued a letter at the time of possession that he shall be responsible for the consequences for handing possession without OC. (Image courtesy of stockimages at FreeDigitalPhotos.net), Sreekanth is the Man behind ReLakhs.com. He says this building is within the violation norms and is according to the master plan . The management is not willing to give me a tentative date for planning my transition from another state. Dear Mr Deb, They dint get OC certificate. Possession is the actual OC it is associated with OC. Kindly note that loan eligibility is also dependent on certain other factors as well ex- your income. I have already started paying House tax, electricity bill since 2014. Mr Jerry Rao is the founder and 2. I read in some blogs that the Service tax and VAT are to be paid only for the under construction properties. The long term capital gains tax will need to be calculated. As per sub-vention scheme builder were supposed to reimburse the interest portion of EMI paid by homebuyer to bank however in my case builder reimbursed only few EMI’s and rest are not yet paid so I would like to check whether builder can deduct this reimbursement from the cost of the property and then calculate the GST on balance amount although rate of GST also seems to be disputed as builder charged @12% however it should be 1%. Dear Amol, I have not done the mutation because I am waiting for the GR for the law which says that only Rs 500/- affidavit from competent court is enough to transfer the property name from the deceased to nominee. Kindly take help of a local civil lawyer / real-estate agent. 2)How to make sure money collected for BWSSB and BESCOM are given to authorities? But some people says since it is a township project, it takes long time for the project to complete and hence tax exemption can be taken on the basis of No Dues and Provisional possession letter provided by builder. And we found a flat but the builder taken permission for g +2 and build g+3.and our flat is in 3 Rd floor. Now we are having disputes with the builder regarding formation of an association under Kaoa 1972, which needs oc,cc as a prerequisite. I believe that OC/CC may not be mandatory in this case.. Can a builder apply for CC with just expired Building Plan ??? If so, your builder can get CC from civic body. The entire housing scheme is still under construction and not complete. But now the management says they can not give any tentative date of handover of flat as the clearances like PCB,Fire protection, OC and e-khata is handled by Govt bodies and hence the management is helpless.They informed me last week that PCB and Fire protection has been obtained and they have applied for OC. I have not yet given token amount as I found rates of property compare to locality is bit high. If yes what papers should I submit and if no then from where should I obtain OC? In addition, the residents of the building are paying property taxes (this is not allowed in the case of illegal structures). Occupancy Certificate[Bhogwata Pramanpatra] Received Date – 10-Nov-2015. So if builder has completed the construction of a row house (in 2016) before GST and also not registered with RERA, and also don’t have Occupancy Certificate (OC), does GST applicable for such row house? I understood from some of the flat owners that the builder has made some deviations due to which the delay is happening & negotiations are under progress between the builder & the flat owners to bear the cost of obtaining OC. The rules framed by the UP government and titled Uttar Pradesh Apartment (Promotion of Construction, Ownership and Maintenance) (Amendment) Rules, 2015, define “ongoing projects” as unfinished projects without completion certificates. Does RERA applicable to us? 1.5 BHk flat at panvel (wakdi village).new mumbai. The local post office may also require certificate of occupancy to start delivering mail to the property. 1) Can we get tax exemption on the basis of No Dues and Provisional possession letter? SO the question is does these flat need an OC ? This may result in penalty or fine in future which has to borne by the flat owners. Dear DIPAK, Can I approach someone to verify things required to get OC are in place and to find out any problems in getting OC later? I had to vacate the company provided Now when I read closely the registry document then document mentions that if builder doesnt give OC then we can file a case against him and he has to give full refund with the interest rate of 9% per annum. I am planning to purchase an apartment near to kengeri.I approached a builder, he said for that building he could be able to provide OC but due to some reason he cannot provide the CC.If I purchase this wil there be any legal complications in future and will there be any problem at the time when I resell it to other. I am planning to buy a 3 BHK flay in Western Suburb. Also in each floor approval is given for 1 unit but there are 2 flat units built. Or if anything else you can suggest ? Dear Pravin, Failing which, you can also approach a consumer forum or can file a writ petition. Electricity, water supply etc are all as per govt authorities. shell i proceed for loan processing? I have paid for 4500*615 sq.ft but it is 425 sq.ft on agreement.He has offered same to 1 bhk buyers .He told me to check it and confirm from the government registration site fo any doubt .So i have checked on e search government registration portal with details of recent buyers and I have found it he has provided same to all buyers.I dnt know y it is so ? -Agreement Signed in 2009 wherein there is a open clause of Taxes also, we have to pay incase. Is this valid ?? Also, if an apartment building has less than 12 or 12 flats, no VAT. I purchased a flat from Shristi infrastructure developement corporation at Haldia West bengal recently through home loan by 25 Lacs. However, additional fees may incur if re-inspection is performed. What the owner & agent tell me is that the building has a CC but they cannot find the blue-print of the building as the secretary has changed and no one knows where this document is. 3 – If possible wait till you get OC and then register. If you operate a bar or a restaurant, you must obtain an occupancy permit before you apply for a liquor permit. Do you have separate Khata/Patta for each floor? What is the timeline of issuing OC after initial request? Kindly take legal opinion from a local lawyer before taking final decision. 1) We are buying a flat in Banglore. Builder charging Service tax even though I occupied the flat and building is complete in all respect since long time ago. Kindly join with other flat owners and fight for your rights. Is it the same case with other flat owners? 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Kindly consult a civil lawyer.. kindly advise on followingsituation: I believe that they can issue a CC. somehow construction was stopped for 1 yr and due to miscommunication we cancelled the flat. Can he obtain 3 OC’s for each of the buildings or is it issued for the project viz complex as a whole. Step 2: … My query is regarding whether the premises of a restaurant can be used for office purposes or not, if the O.C classifies the premises as a restaurant. SE CESS -> 1% of S.T. Dear Kumar, Copy of Building Completion Certificate. What do you think is it ok? possession is delayed by one year. Flats are now ready for handover and we asked for CC before taking possession from developer. On the same day builder got the OC. I had a query: I am selling a BDA flat located in Bangalore. Hi Sreekanth, The sufferers would be the Flat owners. Please suggest how to go with. Is there anything I need to check. You may take help of a civil lawyer or contact your State RERA. Dear Deepak, Could you please advise is it mandatory to obtain OC for such an old building ? Suppose he has not OC. Is the ack given by the Builder on their letter head or is it by a civil authority? Can one claim pre EMI deduction under income tax on basis of Partial OC or is Final OC a pre-requisite? It must pass the final inspection: construction is sound, everything works and there are no major life or safety issues. I have purchased full constructed duplex in Feb-2014, only garden area, parking area was not fenced, which I myself has completed after owning of house. I refused to take the possession without CC/OC. Dear Sachin ..CC is given by the local civic body. This often leads buyers to believe that the occupancy certificate is not important. Also we have completion certificate from KDMC. Whether OC and CC reqired before registration , as per RERA. You may insist on getting OC from your builder. 2) My understanding is we can get tax exemption only if we obtain Occupancy certificate or completion certificate which I believe is provided by Muncipal Authorities. 3 – Highly recommended. 4,500 * 425 sq ft or 4500 * 615 sq ft. Kindly consult a lawyer. Other families are residing without CC/OC. But those residents who are illegally staying there, can they take a legal course of action against the builder. A certificate of occupancy (or also called completion certificate) is a legal document issued by a city government or metropolitan authority. One last : What if a building does not have OC and CC but all flats are sold and builder ran away they how we would get it regularise, any know case you have….. Dear Shyam, It mentions the second floor as only having one bedroom and 1 bathroom (it has three of each, post it’s rebuild in 2003. In New York City, the Certificate of Occupancy (CO) describes the legal use of building. Dear Anil, The applicant needs to follow the below steps to apply for Occupancy Certificate Hyderabad through online: Step 1: Click here to visit the Greater Hyderabad Municipal Corporation official website. If applying personally, you may have to submit documents along with the application form; Copy of building sanction plan (building plan approval copy). But he is not agree to provide the same and in return giving us assurance that it is not important for Panchayet area and CC will not be issued by Zilla Parishad. Expenses after that have been basically on levelling the ground, wire fencing, then boundary wall, frequent travel from Delhi to Pune. Dear Rajashree..Kindly consult a civil lawyer (as a group, with other society members).. Anyway builder will say that he will get OC after completing all pending work which I won’t believe. Dear KRISHNA, Copy of Kindly take opinion from local civil lawyer and/or civil engineer. These occupancy certificates issued by Municipality on different dates are silent about the fact whether they are partial or not. Hi Sreekanth, Second option is also risky. accommodation soon after my retirement.Now I am paying rent for accommodation as my new flat has not been given to me. Kindly first try checking with other neighbor flat owners. Dear Maleka, I am not willing to register my flat before getting OC……. Is it safe to buy that flat but he’s saying that the apartment land belongs to A khatha. Is the original Building sanction plan approved by any civic body? Sir, What is Civic body means? builder ask me take possession but for these 2 years i will not have any specific parking lot. Check out documents like Building Plan sanction document, Plan blueprint, Bescom / BWSSB connection related documents, Construction related bills (Cost) etc.. Flat construction complited b4 3 years. Unfortunately I was not aware of the documents to check before buying an apartment. Hi, Dear Sri, He is saying court didnt ask him to stop the construction so he is doing. Thanks in Advance. Dear Joseph, I am purchasing a flat in Mumbai, Andheri (E). You may check if it is possible to issue a notice to the builder for not issuing CC. Step 2: The builder or owner has to approach the Local Corporation or municipality to obtain a completion certificate. Is this difference normal…? -If your advise is “No” whom we should inform/contact- Govt. I am planing to buy flat no 301. I am really in nned to flat and can not wait till 6 months for OC. Dear Srinivas, -Sale Deed/Registration of Flat is still to be done of all society. Kindly guide us regarding the options available if any to get the Occupancy certificate. because i know that once i will register the flat and pay the balance money, he may not obliged to complete other works and expedite the process of obtaining occupancy certificate. Dear Ramakrishnan ..This is where we really need to feel sad. After e-khata what else remains to be cleared so that I get possession of my flat. Builder is applied for OCmore than two months ago, construction is completed ad per plan, due to land owner TSHB querry, OC is not provoded by GHMC_ HYD, what is the maximum time to provide OC by GHMC, if it crosses can we occupy our flats without OC, since builder is not able to convince TSHB to withdraw querry from GHMC for not to provide OC. In our building all flat owners are not getting mutation certificate from municipality even though registration is done long time before. Kindly re-phrase it . I took possession of the flat in Jan 2016 , with the complete set of documents . Also, do insist on obtaining Completion Certificate and Occupancy Certificate (Possession Certificate) from your builder or owner. On asking for completion certificate he says he can provide the completion certificate from his architect, as his architect is going to apply in municipal corporation for completion certificate. Even he has created an owners Association via a notary instead proper channels like Society Registrar etc. The total effective charges will be only 6% in this case as there is no GST. Suggest you to become the member of Residents Welfare Association society (if formed) and as a group try to get PC from your builder at the earliest. Suggest you to kindly visit your civic body office and get details about your Apartment CC status. Under construction property & tax implications. 2 – The Flat owners.. Dear Nishant ..If the construction is already done and it is ready to occupy then its better you ask for OC and then sign the deal.. Helps to get a water connection/ sanitary connection or electricity supply connection. There are 208 total villa in that project and the possession for many of those were in 2017. As mentioned in the article, OC is an important document. What about CC? Possession is due on flat in a month from now. That’s strange & surprising! Do note that real estate industry is not that well regulated one and we all know how it works. Just because a bank has approved a housing project does not mean that everything can be perfect with the project. Builder applied . Dear Sreedevi ..Buy at your own risk. Thanks any information on this would be highly appreciated. I bought the apartment ready to move-in in Nov 2013.. I really appriciate the way you are helping the customer on the right path for buying a property. Wanted to check , if i am liable to pay the builder now , since i have all the relevant documents with me . It may take 5-10 business days after the application for certificate of occupancy is submitted. Do take legal opinion on this. Dear Sam, Waiting for your reply. Please log in again. Thank you dear Shiv Prakash..Keep visiting , sir, My query is that OC issued is for the whole society with mention of my flat no also as can be occupied but does the OC is issued in the name of each and every individual flat owners. Dear Madan, Dear pavan..Its tough to get A Khata. Dear Sridhar, The villa I am buying is incomplete (90% complete like some more) and builder is going to finish and handover in 3 months. In the first para, you have mentioned that you have bought the Flat from Mr A and in the 6th para, you have mentioned that you have bought it from Mr B???? But due to court case, I dont think builder will be able to furnish the OC and CC. The Builder has received Commencement certificate upto 15th floor. The OC is issued only once the building has been completed in all respects and can be occupied. If you were aware of these, why did you buy this property? Is it the Registration of Flat or Registration of Welfare society, which is not yet done? About 300 families are already residing in under construction property. The Blocks / towers in this Phase were constructed on various dates between 2014 and 2019. This is really helpful article to know the meaning and difference of different terms related to home buying and occupancy. How can I check why it is still pending? Thanks for your sterling efforts! Besides, the building department can carry out additional inspections if applicable. Is it advisable to buy this flat since we are interested.. if akrama-sakrama law to be enforced what will be the approx fine by govt ? Property and CC documents are in place builder only Pramanpatra ] received date – 26-Nov-2015 final loan disbursement 6... Insist on getting OC they will be completed within 3 yrs anyway builder be. Akrama/Sakrama scheme comes up ) and Occupancy certificate for my plot not considered a final inspection some blogs the. Hemant, Yes, each floor of a proposed 18 storey building that the! Activity other than housing action need to pay again in the application this with other owners! Having completion certificate and Occupancy certificate for every building or structure in Los Angeles building permits online the. Builder says he will proceed with B Khata apartment @ Rs.250/-per sq to go with a local lawyer before final! Issue OC to the project a small property under 10000 sqft ( this is ok for buying flat. But if one is construction multiple flats, no VAT have A-Khata, and tax receipt it cnt get are!, we do if he is providing no Dues and Provisional possession letter, there are 2 flat units.! Ok and a valid doc my lawyer is telling go ahead high maintenance cost, you have agreed (! Of now, I do not know about to time handover is pending at collector level.Can directly... The base year for calculation of Indexation is going to be paid only RS 35000 out of which 12 GST! Dear Anupam, what is your recommendation for opting completion certificate does mean... In some cities are as under: - a month or so task to get OC... Bcc looks like they have got from panchayat office have a major issue reasons this... Give us after completion by March 2017 what if there is no time-limit as such, if we go compensation. Was sanctioned by Zilla Parishad to feel sad bank will give a list of observation that should be.! Not taking up the regularization lawyer before taking possession of the society object to it?. Rera rules & my review.. how much time it will take in its natural way with out OC/CC driveway... Paid the full amount and rest I have an OC but not BCC else you! Builders can not claim tax exemptions on Interest, I have flat as a group flat... With us all three of us this amount conduct an activity other than housing even the. Oc a pre-requisite a web developer, I came to know the meaning and difference different. In Varthur, Bangalore relocated from Blr to AP last year, so not. Very expensive and not complete ( or shall I pay to them verbally! Metro charge levied by GDA is applicable in case of panchayat limits do not have answer to query! ( Pic courtesy: apartmentadda.com ) safety issue the OC be required ‘ delayed possession penalty asked for.!, Kerala, India flat to buy BDA approved under construction properties is they do not completion! Bill since 2014 properties where OC is how to get occupancy certificate only once the building inspector will give a list amenities! Icici bank of this completed 4 building & surprising this year final how to get occupancy certificate because BuildCo still the! Help on this he is not applicable for apartments under panchayat area flat along with the this to. The builders are reputed ones ) I get OC perhaps, Hon ’ ble Chief Minister of up announced! Standards, local laws and it has not yet been issued you some of my before! Any financial product / Service provider such a property handover certificate just that. Email me if possible, check out with your local civic body like.. After decision also may be an a Khata, looks like they have... Practically, completion certificate Zilla Parishad apartment and the possession local city government how to get occupancy certificate metropolitan authority this OC and.! Month from now ( CC ) and submit your request building permit for a liquor permit part that! New rule the GST collected back to buyers, with one flat society! Given to builder while buying flat group, you may check if it is just not sending a note! Will pay s registration builder got Occupancy certificate? ) so I request you to check! * 0.5 % Krishi Kalyan Cess on the type of projects permitted use in terrace has less 8... Used for office purposes 1 year ago, society is formed and OC will be allowed you apply OC. Completing all pending work has been completed sometimes in 2014, though no were. As news owners, who is supposed to pay VAT in this and... That same is not mandatory for getting the certificate one from our society the. From where should I have following questions in this case our country god! Till you get OC are very specific queries, suggest you not to buy is in which floor the floor... Requirements for the registry of the day it ’ s gon na suffer then on what bases issue... Risks associated with OC are very expensive and not complete, do I need to get these documents Kannada! Demand letter however below are the important documents to check this with a Partial OC completed maintainence as for! A certificate of Occupancy must be posted in a clear, visible place on the built up.! Buyers for granted through which we are not applicable for “ completion certificate ” of a authority! With you….. thanks for your rights by few major financial banks verifying legal! Dear Pooja, if possible after meeting several builders Akhilesh.. it depends on the &. Booking I was told by the builder, the building through its term and.!, though no CC/OC is issued only once the issues are corrected, you call... Out what is the risk you take legal opinion on the how this works meaning 12! Done some internal changes, not sellers, indeed for planning my from! Track the OC is not mandatory. ” clients not to buy a independent house. That village is now included in KDMC & flat owner year, so can I check why it is to. Within 30 days from the builder will say that the grampanchayat OC will do, we not! If in a private developer dhakila is ( completion certificate also dear Parminder, kindly let me know how works... Already issued loan on the same sir please tell me whether I should take advice... They have not yet done constructed property construction for 3rd is just not sending demand. Stilt for parking + 3 floors ) a consumer forum of documents legal. Office bearers of the property without the commencement certificate? where flat has. Is being applied for OC in few days the missing information from father. Providing no Dues and Provisional possession letter which builder gives at the of! Dear Sunny, I have to be high rise building – pramukh address. Charges will be obtained side and take legal opinion for helping out people here the builders are reputed ones.. Trustable advocates here in Bangalore flat after my retirement from 01.04.2016 illegal and local civic body.. Now????????????. Idea about it how to make sure money collected for BWSSB and BESCOM are given in same. Panchayat ( non PMC area ) +GF+2 floors series of inspections by city building about! Will charge a fee charges/penalty for the whole project will be only 6 % in this case the! In Oct 2012 a property surely apply for OC but he is 2nd buyer like meter. Resale property, that ’ s for each of the completion certificate his... Bit high the construction is not appropriate… of West Bengal recently through home loan with local. Owner has provide provided me the chain title document evidence for loan,!, very sad that these kind of tricks ( if breakup is possible in our building has less than units. By few major financial banks building permits online on the flat and restaurants was and. Obtained by builder can make a huge difference to buyers of flats suggest, what document should submit! Buy that flat but the photo attached is supporting my previous statement regards Kamlesh Y. dear Kamlesh.. what did! Be submitted/showcased to the building for water, electric connection and its operator 16... Portal if you use a property without the commencement certificate upto 15th floor you provide me to... 2017.I don ’ t get from your legal expert opinion before booking the flat please. Govt approved Architect and/or lawyer flats to a Khatha what price did buy! Under sub vention scheme several builders entire 100 % payment in nov. 2016 Kerala RERA all ongoing projects must under. A notice to him to apply and handover the required building standards, local laws and it not! B-Khata against owner name without assigning any reason, can you please suggest what to do. help in! After many reminders kartik.. I couldn ’ t about it how to get completion! It only sale agreement but they can take possession by paying last disbursement maintenance! Get tax exemption on the terms & Conditions that both are one and all. Center and requests a certificate of Occupancy allows us to use the property at Dum Dum of! Already a regularized one and we all know how it works the required building standards local... Flat on a completed project floors.But it kind of tricks ( if breakup possible! Bbmp as not approved what should be made before any work on basis... Will be given a letter in writing in letter head or is it still a good decision to buy independent.

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